America's Economic Woes Are Not That Hard To Figure Out

By David J. Stewart | April 2019

1st Timothy 6:10, “For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows.”

       I am absolutely AMAZED at the woeful ignorance of Americans these days. Here's a perfect example, in an article titled, “Top Causes Of Homelessness In America,” by HomeAid America. There is not one mention in the article about the criminal Federal Reserve Banking Fraud, nor about the ungodly elimination of tens of millions of American jobs, lost to foreign countries. Only a very naive person, or an ungodly person who is complicit to the evil, would deter from THE TRUTH of the matter. The number one top reason for poverty and homelessness in America is the greed of the owners of the fraudulent Federal Reserve Banks, as explained in layman's terms on this helpful webpage.

Also, HUNDREDS OF BILLIONS of dollars in money is donated every year to thousands of fat cat charities all across America, who pay their spoiled executives outrageous 6-digit salaries each year, and yet the homeless stay homeless! Everybody blames the homeless people themselves, and in some cases it is their own fault, but I think in MOST cases it is a result of greed in our society. Everywhere we turn nowadays we see ridiculous additional taxes, fees, and charges being added to everything, taking advantage of others financially. Everybody wants their piece of the money pie. Everybody wants some of the loot! The Holy Bible plainly confirms what we all know, that THE LOVE OF MONEY IS THE ROOT OF ALL EVIL (1st Timothy 6:10). Check online and you can quickly verify that a staggering 50% of America's wealth is owned by only 1% of rich people. God will hold each and every one of them accountable for every penny of that money, and what they did with their money, power and influence to care for the needy and poor (Luke 16:19-31; James 5:1-9). God will judge each and every human being in eternity INDIVIDUALLY on Judgment Day (Romans 14:10-12; Matthew 7:1-2; Matthew 12:36; Ecclesiastes 12:13-14). No one can escape God's judgment in eternity (Hebrews 9:27).

Consequently, many people simply cannot afford to live in the United States today. In the bigger cities, where the jobs are more available, rent costs are staggering! If you live in a rural area, then you need to travel much longer distances to a job (often several hours of commute), which requires a reliable automobile, which can be costly (i.e., the car itself, lots of gas, vehicle insurance, maintenance and repairs, et cetera). MANY people do survive this way, but if you cannot drive or carpool, then you're in trouble because you cannot afford to live in the city! Pastor Jack Hyles was so right when he said, “Urbanization has destroyed the world!” Big cities always mean BIG PROBLEMS!!!

How the Love of Money Has Destroyed the Churches

In the Holy Bible, it was a sin to lend money for interest to a fellow Jew (which was effectively the Old Testament equivalent of being a Christian). Deuteronomy 23:19, “Thou shalt not lend upon usury to thy brother; usury of money, usury of victuals, usury of any thing that is lent upon usury.” Lending money is a heathen practice. Ungodly people live for money, pleasure and self. I want no part of that kind of miserable selfish life. Unfortunately, it also means that I cannot fellowship with such people either, including most churches today, and so I have few friends in life. Sadly, nearly every pathetic Bible college in America today prioritizes money! Pastors and churches nowadays are in denial—complacent, indifferent, merely going through the motions in a religious social club, following Jesus Christ afar off! The world is looking for something real, which is woefully lacking in churches and Bible colleges today!!!

For example: In 2017, Pensacola Christian College in Florida in gave $25,000 to a local Baptist church on Guam. Unfortunately, the loser for a pastor (a shameful PCC intern) scolded me for telling people that the modern Bible versions are corrupt. He literally accused me of being “obsessed with the Bible debate.” What a sad little man!  He's at PCC right now, awaiting his next church to corrupt. That sorry rascal admitted to me that he couldn't even identify one thing wrong with these modern Bible versions. Yet that shallow missionary pastor berated me for caring about the truth, and getting excited over the purity of God's Words. I make no apologies (and if that pastor where a real man he would have apologized, but he didn't). That bum is lucky I don't mention his sorry name, but I have always been a gentleman toward those with whom I disagree (even though they are ungodly clergy). I am in full agreement with David in the Old Testament, who said in Psalms 119:139-140, “My zeal hath consumed me, because mine enemies have forgotten thy words. Thy word is very pure: therefore thy servant loveth it..” WHAT A GREAT BIBLE VERSE!!! Woe unto America's backslidden pastors!

The average naive pastor today browbeats his congregation to give more money, even until it hurts! Unfairly, those same ignorant pastors fail to understand or consider that people are victims of economic sabotage by the international banking cabal. How can they give what they don't have? Tens of millions of Americans have lost their homes due to economic hardships, while their pastors berate them for not giving sacrificially to the church. How many pastors have lost their homes to foreclosure or short sale? Not many! In 2014, I literally heard a guest missionary from the Philippines pressure church members at Harvest Baptist Church on Guam to “give until it hurts.” I then glanced to my right and saw a church bulletin laying on the pew, announcing an upcoming Holy Land trip for 20 financially well-to-do church members (one of many they have taken). I thought of the woeful hypocrisy! Why don't they cancel their vacation trip to the Holy Land (which must have cost well over $100,000 all toll) and use that money to help suffering churches in the Philippines? Oh no, they want YOU to “give until it hurts”! You see, they're not real or sincere, it's all about doing what's best for me, myself and I! That's why the heathen world despises, hates and rejects hundreds of thousands of apostate churches worldwide today! Biblical Christianity has absolutely NOTHING to do with money! Truth is what really matters!!!

America's economic woes are the consequence of deliberate artificial tampering with our money supply by the ungodly private owners of the Federal Reserve Banks. They are not “federal” nor do they have any reserve! The Federal Reserve is as “federal” as federal Express shippers! What dishonest evil people! Most Americans cannot even begin to grasp the complicated system by which ungodly greedy men are swindling and enslaving them! And for the thousands of Americans who do understand, the government points a gun at their head if they dare try to do something to stop it (as American hero and Congressman James Traficant Jr. found out the hard way). Evil men only triumph when good men do nothing! Tragically, good men have done nothing for so long that evil men have triumphed in America, and it appears that no one can stop them today except God (and He assuredly will stop them when Jesus Christ returns).

Why aren't the churches exposing the ungodly fraud of the Federal Reserve Banks? Why don't they care? No doubt many of them will say that it is not the purpose of the churches. Yet those same hypocrites will pressure and browbeat their people to give, give and give more money! PREACHING THE TRUTH IS EVERY CHRISTIAN'S DUTY!!! That's why America is going to Hell, because no one wants to tell the truth anymore. Bible colleges don't want to expose fake Bibles, they just want to make more money! Churches want more students in their private schools and colleges, but they don't care about what the Federal Reserve Banks do! Who cares, right? That is why evil is triumphing in America! That is why male transvestites can now enter into women's restrooms. That is why Sodomites can now get married. Christianity has been deteriorated into a business in America, and churches run away from anything and everything that jeopardizes their inflow of cash! Luke 16:13, “No servant can serve two masters: for either he will hate the one, and love the other; or else he will hold to the one, and despise the other. Ye cannot serve God and mammon.” I've never made a penny from my 17 years of online ministry (or any other ministry) and never will. My reward is in Heaven!

In 2013 and 2014, I attended Harvest Baptist Church on Guam with the sincerest of hearts. Humbly, you won't find a man with a purer heart, by God's grace. Truth matters! Unfortunately, I learned the hard way that the pastors and staff at Harvest are merely running a business, and truth is secondary! I went into a spiritual depression after being compelled out of their church in late 2014, for simply telling THE TRUTH. I cried all the way home from the church, after their pastors rebuked me for telling THE TRUTH. One of their pastors in 2015 sinfully mocked me, saying, “How's your beliefs working out for your social life?” Well, due to my chronic neck pain for the past 15 years, I've since had no social life after Harvest rejected me, and God will judge between me and them. All I wanted was to honor the Lord by helping others find THE TRUTH. God knows my heart and sincerity in the matter. I wasn't hurting anybody. I didn't stop to think that I was going against their pastor's apostate teachings. I simply was being myself. I am a truth-teller. Telling me to stop telling the truth is like telling a bird not to sing, or a fish not to swim, or a cat not to meow! Jesus said in Luke 6:45, “A good man out of the good treasure of his heart bringeth forth that which is good; and an evil man out of the evil treasure of his heart bringeth forth that which is evil: for of the abundance of the heart his mouth speaketh.” Harvest's pastors are evil men, because their mouths speak evil things. Evil won't tolerate truth!

People Can Be So Cruel

I fell in love with a woman staff member in the church, and I know as sure as I'm saved that she liked me too (confirmed by her close friend). I have been divorced and alone since 2006 (and still am). The Bible says in 1st Corinthians 7:1-2 that it is not good for a man to be alone, lest he be tempted to live in sin. My wife abandoned me! After I was forced out of Harvest Baptist Church (HBC), I kept thinking about the woman I fell in love with there. I met her again in public in 2017 and told her how I felt about her, and that I was looking for a wife. I pleaded with the pastors of Harvest to give me a second chance, so I could come back to the church and properly court the woman. I actually lost 70 pounds of weight for her in 2017, because I wanted to impress her. When someone has your heart, they have your heart. Most people don't know the inexplicable pain of being lonely.

Her church bosses selfishly told her to tell me to go away, and she did in a mean way. I was heartbroken, again. For me to ask Harvest's pastors for a second chance is like Jesus asking Judas for a second chance! In hindsight, I cast my pearls before the swine! They couldn't have cared less, because they are selfish men who don't truly care about the truth. She berated me in 2017 for not attending church. Well, I once had a church to attend at Harvest Baptist Church, until her pastors kicked me out by telling me to shut up about the truth. Go figure! You see, she wants a religious guy who lives the church lifestyle, not a genuine man of God for a husband who regards THE TRUTH! You're not spiritual just because you attend church folks! Going to church is a lifestyle, not spirituality. There's a world of difference. I walk with God and am a spiritual man, but I cannot live a church lifestyle if I cannot find a godly church who embrace the truth. Kindly, Harvest Baptist Church on Guam do not embrace the truth, they shun truth away, and anybody who dares to speak the truth! The one woefully lacking element in all false religion is TRUTH!

When (and if ever) she marries that religious guy who lives the church lifestyle, that she thinks is so great, she'll get what she wanted—a religious wimp who values socialization more than truth! That's all that Harvest Baptist Church is today—a social club for religious people, who merely want to go through the motions, watch their kids play musical instruments, feel good about themselves, us for and no more, teach island kids to sing religious music (as do all the cults)—and to Hell with the truth! I've just described Bob Jones University and their graduates!!! Jesus said out of the abundance of the heart the mouth speaketh. All I have ever done is tell the truth. God didn't author 29 different Bible versions, He authored JUST ONE!!! God is not the author of confusion, men are! (1st Corinthians 14:33).

Harvest's shameful former pastor resigned in 2018, now getting a much underserved 6-digit salary as executive vice president of a dead Bible college near Des Moines, Iowa, doing what he does best—running a religious business with little regard for the truth. Do you think God is pleased with that kind of phony Christianity? If you do, you need to get right with God. I sincerely don't even think that man is saved, whom I heard with my own two ears say in 2014, “It is not enough to admit you're a sinner to be saved, you must also turn away from a lifestyle of sin.” He said that from the Harvest Baptist Church pulpit on a Sunday morning to hundreds of people. My God, what have I done so wrong to be excommunicated and ostracized from an independent Baptist church? I simply told the truth, passing out several hardcopies of Michael Bowen's wonderful book, “I Never Knew You,” to adults I sat next to in church. Obviously HBC are not fundamental in their Bible beliefs. In fact, they are a cult who teach the Satanic heresy of Lordship Salvation.

Harvest's pastors sinfully endorse Paul Washer, Ray Comfort and John MacArthur (all die hard heretical Calvinists). This is why so many Christians don't attend church nowadays, because the churches are corrupt. That foolish female staff member at Harvest, who looks down on me for not attending church, has it all wrong in her thinking. I say that kindly. She would rather attend a cult to feel religious, than discern and esteem a great guy like me (I humbly think so, = -) who loves THE TRUTH! I would still be at Harvest if they hadn't clipped my wings. Like I said, I think God was protecting me. I needed a church family, and that is why I tolerated their heresy and stayed as long as I did. You can tell dear reader that this is a passionate subject for me, as I do write about it quite often. I didn't want any of this to happen, it just did, to God be the glory. I still do desperately need a church family, but the churches are messed up. I have tried to move away from Guam twice (in 2013 and 2018), to find a godly church in the states (and hopefully a godly wife), but became overwhelmed with loneliness being by myself. I am not good at being alone, and never have. I need somebody in life, and that is my great weakness. Life can only be understood backwards, but it must be lived forwards. And so, my life is what it is, and I'll likely be alone for the rest of my life, and without a church, unless the good Lord intercedes in response to my prayers for His help (and He will when He is ready). Jesus is precious!!!!!!!

In hindsight, I think God was protecting me by getting me out of Harvest (lest they corrupt my beliefs in a free grace Gospel), and didn't want me in that mess anymore; and the woman that I fell in love with (who didn't want me) is brainwashed by their religious cult. She's probably not saved either. Sadly, the average Baptist pastor today is just as messed up, and resents my articles. I visited the Heritage Baptist Church in Gulf Breeze, Florida, last year. As I mentioned, I was trying to relocate back to the states. Their elderly senior pastor literally stood 50 feet away in a dimly lit auditorium, refusing to come over and welcome me. He was just staring at me after the Sunday evening service. There were only a small handful of people left, and he was the only one in the auditorium. It is a smaller church, so they held their service in a side room adjacent to the church auditorium. Anyway, that made a bad impression on me, to say the least. That is certainly no way to treat a guest! I kindly smiled and waved, but he was in his own little world. I must say, it was creepy! I don't know what the pastor's problem was, but I am loving and kind to everyone, regardless of how they treat me. God is love!

I also visited the old First Baptist Church of Pensacola, the “downtown church.” There wasn't a King James Bible in sight, except mine. They had NIV's everywhere in the pews. And the pastor preached from a corrupt NIV (New International Version). I was disgusted. The church architecturally is laid out wrong, in a long rectangular shape instead of a wide rectangular shape. For someone sitting on the back pew, it must have seemed like a city block to the pulpit. Unfortunately, the place is dead spiritually in my humble opinion! God knows my heart, that I love churches and pastors, but I just cannot seem to fit in anywhere. I am a misfit Christian who loves the truth!

I am going to continue to stand for THE TRUTH, even if I never find a loyal wife who appreciates a husband who tells the truth at all cost. The most wicked of men seem to have no trouble finding a wife, but a godly man often cannot find a wife.

How Government is to Blame for Poverty and Homelessness!

Hell will be hot enough for the ungodly thieves to blame for poverty and homelessness across the world...

The central bank does not create anything real; neither resources nor goods and services. When it creates money it causes the price of transactions to increase. The original quantity theory of money clearly related money to the price of anything money can buy, including assets. When the central bank creates money, traders, hedge funds and banks — being first in line — benefit from the increased variability and upward trend in asset prices. Also, future contracts and other derivative products on exchange rates or interest rates were unnecessary prior to 1971, since hedging activity was mostly unnecessary. The central bank is responsible for this added risk, variability, and surge in asset prices unjustified by fundamentals.

The banking sector has been able to significantly increase its profits or claims on goods and services. However, more claims held by one sector, which essentially does not create anything of real value, means less claims on real goods and services for everyone else. This is why counterfeiting is illegal. Hence, the central bank has been playing a central role as a “reverse Robin Hood” by increasing the economic pie going to the rich and by slowly sinking the middle class toward poverty.


The government needs to get out of the money supply business and allow free-market to heal the country. The Great Depression (1929-1939) was artificially caused by the federal Reserve Banks, a fraudulent group of criminal thieves who've hijacked control over our nation's money supply.

Libertarians oppose government welfare programs and government intervention into the economy not because we disagree with their intentions (helping the poor), but because the means (taxation) violates the non-aggression principle by initiation of force through taxation. It is a healthy sign that society cares about the poor and less fortunate; there is no virtue, however, in using force in order to achieve a certain set of desired goals or ends.

The free market and individual liberty allow society to cooperate peacefully, produce wealth, and find the means to address problems, like poverty, in infinitely and creative ways voluntarily. Coercion through government tends to magnify the problems they were intended to solve.


The government is doing the opposite of Robin Hood, taking from the middle-class to give to the rich, forcing millions of middle-class into poverty and homelessness! This is happening in many nations today, especially in the United States. I sincerely believe that the massive inflow of illegal drugs into the United States is a deliberate attempt to hide the truth about what the Federal Reserve Banks have done! It was no coincidence that the Holy Bible was removed and banned from all public schools in 1963, and replaced with the blatant lies of Evolution. Satan is the god of this world, and he has done everything in his despicable power to kill, steal and destroy!

The simple answer to homelessness is free-market and open trade! The “funny money” that we use in America is not worth the paper it is printed on, literally! Tens of millions of manufacturing jobs have been eliminated in the United States, relocated to foreign soil to exploit cheap labor to make the corporations richer. Check online and you'll easily verify, that 50% of our nation's wealth is owned by just 1% of the wealthy! The problem is that it is FILTHY LUCRE, ill-gotten money achieved through betrayal of the American people, banking fraud, political corruption, dishonesty and flat out economic terrorism! Ecclesiastes 5:8, “If thou seest the oppression of the poor, and violent perverting of judgment and justice in a province, marvel not at the matter: for he that is higher than the highest regardeth; and there be higher than they.”

American's Jobs Are in China, Mexico, Taiwan, India and Malaysia!

The following true story well explains WHY joblessness and homelessness are epidemic across America...

Joe Smith started the day early having set his alarm clock (MADE IN JAPAN) for 6 a.m. While his coffeepot (MADE IN CHINA) was perking, he shaved with his electric razor (MADE IN HONG KONG). He put on a dress shirt (MADE IN SRI LANKA), designer jeans (MADE IN SINGAPORE) and tennis shoes (MADE IN KOREA).

After cooking his breakfast in his new electric skillet (MADE IN INDIA) he sat down with his calculator (MADE IN MEXICO) to see how much he could spend today. After setting his watch (MADE IN TAIWAN) to the radio (MADE IN INDIA) he got in his car (MADE IN GERMANY) and continued his search for a good paying AMERICAN JOB.

At the end of yet another discouraging and fruitless day, Joe decided to relax for a while. He put on his sandals (MADE IN BRAZIL) poured himself a glass of wine (MADE IN FRANCE) and turned on his TV (MADE IN INDONESIA), and then wondered why he can't find a good paying job in.....AMERICA.....

Our ungodly government leaders have betrayed their oath of office. They have betrayed the American people, by allowing Anti-American Globalists (and complicit greedy U.S. corporations) to eliminate American jobs, relocating them to foreign soil to exploit cheap labor, and also to escape U.S. regulatory agencies and demanding unions. Tens of millions of U.S. jobs are GONE! It is equivalent to a child's game of Musical Chairs, where the Globalists fully know that millions of Americans won't have a chair by the end of the game (i.e., no good paying job, no health insurance, no home, not enough money to pay rent in any city where the better jobs are at, et cetera).

Mostly to blame is the diabolical Federal Reserve Banking System (scam), which you can read in an article appropriately titled, “The United States is in Deep Doodoo!” Since the year 1913, when the Federal Reserve Act was shadily enacted, the ungodly greedy families who privately own the Federal Reserve Banks have stolen from the American people. Since 1913 they have controlled our money supply instead of the U.S. congress. Congress is supposed to create and control money, not private banksters! This woeful evil has enslaved each and every American man, woman and child since 1913! This is why a modest home costs 20-30 times your annual salary, which you'll very likely never be able to pay down in your lifetime (due to ungodly compounding bank interest charges). Proverbs 22:7, “The rich ruleth over the poor, and the borrower is servant to the lender.” Honest wealth is Biblically acceptable, but what the Federal Reserve Bank owners have done is commit a crime against God and man, by illegally usurping a monopoly over the U.S. Treasury.

Sadly, history evidences that it was the sinister International Banking Cabal [as explained by Commander William Guy Carr (1895-1959) in his insightful book, “Pawns In The Game”] who started World War I to put their new money-making scam into motion! It was also these same monsters behind the Federal Reserve Banking System (also called “Fractional Reserve Banking”) who created the conditions in the U.S. which led up to The Great Depression between 1929 and 1939 (the difficult economic times in which Jack Hyles, my biological father, and producer Quincy Jones grew up). My father was sent to an orphanage because his parents couldn't afford to care for him. Dr. Jack Hyles often talks in his preaching about the horrible conditions of poverty during his youth (such as he and his mother picking wild mustard greens along the train tracks to eat).

America's economic woes today are primarily the consequence of ungodly greedy men usurping illegal control over our money supply; and ungodly Globalists deindustrializing the United States, eliminating tens of millions of U.S. manufacturing jobs; the flood of tens of millions of illegal immigrants into the U.S.; the blatant criminal theft of TRILLIONS of dollars of taxpayer money; and the woefully ignorant, selfish, indifferent and money-oriented pastors and churches across America who are eerily silent about such evils!!!

Psalms 119:139-140, “My zeal hath consumed me, because mine enemies have forgotten thy words. Thy word is very pure: therefore thy servant loveth it..”


The Gospel Is Eternal Security!

Opponents of Lordship Salvation

The Unbiblical REPENTANCE Heresy!

Spurgeon DIDN'T Teach Lordship Salvation

Harry Ironside DIDN'T Teach Lordship Salvation

“The mark of the child of God is that he loves everybody!”
(a beautiful quote from Pastor Jack Hyles' classic MP3 sermon, “FORGIVENESS”)

“A man can slip into hell with his hand on the door-knob of heaven.” —Evangelist Billy Sunday


Confession Is Never A Requirement For Salvation

“As a blind man has no idea of colors, so we have no idea of the manner by
which the all-wise God perceives and understands all things.”
—Isaac Newton (1642-1727)

Another Gospel Which Is Not Another
(a red-hot MP3 by Dr. Curtis Hutson exposing Lordship Salvation)

“If you have to look at your life to prove that you are saved, it proves that you're not!” —Pastor Ralph Yankee Arnold; an excellent quote from the awesome YouTube sermon titled, “Why Lordship Salvation is WRONG! | MP3.”

Ye Must Be Born Again!

You Need HIS Righteousness!

Believe The Gospel